Free Courses — DG Financial Coaching
DG
DG Financial Coaching
Free Financial Education

Build the Money Skills
No One Taught You

Four short, practical courses covering budgeting, debt payoff, taxes, and goal-setting. Real content. No upsells. No fluff. Built by a financial professional who's sat in your seat.

🎓 4 Free Courses ⏱️ 24 Total Lessons 📥 Free Worksheets Included No Registration Required
DG
Doug Gayer
MBA  ·  Former Series 7 & 66 Licensed  ·  Tax Expert at Intuit
🏦 Former Licensed Financial Advisor 🎓 MBA 💼 Tax Expert · Intuit ✈️ United Airlines Employee 🔒 100% Free · No Credit Card

The Course Library

Four Courses. One Complete Financial Education.

Take them in order for the full picture, or jump straight to the topic you need most. Each course stands alone.

💰
Course 1
Budgeting Basics
Master your cash flow and build a budget that reflects your real life.
Free 6 Lessons ~2 hrs Beginner
Calculate your true monthly take-home income
Track every dollar for 7 days — no judgment
Apply the 50/30/20 framework to your real life
Build your first zero-based monthly budget
⛓️
Course 2
Debt Payoff Blueprint
Choose the right strategy and build a month-by-month plan to become debt-free.
Free 7 Lessons ~2.5 hrs Beginner
Map every debt: creditor, balance, APR, minimum
Choose Avalanche or Snowball — for your personality
Call creditors and negotiate lower interest rates
Build a 12-month debt payoff roadmap
🧾
Course 3
Tax Essentials
Understand what you owe, find deductions you're missing, and stop overpaying.
Free 7 Lessons ~2.5 hrs Beginner
Decode your W-2 and every pay stub line item
Standard vs. itemized — know which saves you more
Find every tax credit you qualify for
Optimize your 401(k), IRA, and HSA contributions
🚀
Course 4
Your Money Action Plan
Bring everything together into a personalized 90-day plan for real results.
Free 4 Lessons ~1.5 hrs All Levels
Build your personal financial dashboard
Set 3 SMART financial goals — short, mid, long-term
Establish a monthly money review habit
Launch your week-by-week 90-day action plan

Recommended Learning Path

Take Them in Order or
Jump to What You Need

The four courses build on each other — but each one also stands alone. Already solid on budgeting? Go straight to debt. Need tax help now? Start with Course 3.

01
Know Your Numbers
Budgeting Basics — understand your real income and where every dollar goes
02
Eliminate Debt
Debt Payoff Blueprint — a strategy and roadmap tailored to your situation
03
Stop Overpaying Taxes
Tax Essentials — find deductions and credits most people miss every year
04
Build Your Plan
Money Action Plan — 90 days of specific steps to transform your finances
🎯
Want Personalized Help? Work Directly with Doug.
The courses give you the knowledge. Coaching gives you accountability, a plan built around your specific numbers, and someone in your corner every step of the way.
$197–$247 Financial Plan (one-time)
$75 / mo Monthly Coaching (30 min)
$25 / mo Check-In (union members)
Book Free Discovery Call →

Common Questions

Frequently Asked Questions

Yes — completely free, no registration required, no credit card, no catch. The courses exist because financial education should be accessible to everyone. If you find them valuable and want personalized help, Doug offers paid coaching. But there's no obligation and no upsell inside the courses.

Each course stands completely on its own. If you have credit card debt and need a payoff plan today, start with Course 2. If tax season is coming and you're worried you're overpaying, jump to Course 3. The recommended order is 1 → 2 → 3 → 4 for the full picture, but your situation should drive where you start.

Each course includes a downloadable Excel worksheet pack — pre-built templates for every lesson. Budgeting worksheets, debt calculators, tax organizers, and goal-setting tools. You'll find the download button at the end of each course module. The worksheets are yours to keep and update as your situation changes.

Doug holds an MBA and was a licensed financial advisor (Series 7 and Series 66). He currently works as a tax expert at Intuit, the company behind TurboTax. He's taught financial workshops to union members and has seen firsthand what the most common — and most costly — money mistakes look like. The courses reflect real-world financial coaching experience, not textbook theory.

The courses give you the frameworks, strategies, and tools that apply to most people's situations. Coaching is personalized — Doug reviews your actual numbers, builds a plan specific to your income, debts, and goals, and checks in with you monthly to keep you on track. Many people find the free courses are enough to get started. Others want someone in their corner. Both are valid paths.

Yes. Doug offers a $25/month coaching check-in specifically for union members — a 15-minute monthly session to review your progress and keep you accountable after completing the courses. Reach out through the contact page to learn more about availability for your local.